$200 cash rewards bonus offer and 3% in the category of your choice. 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs and unlimited 1% cash back on all other purchases (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) Calculate rewards
Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, with the option to change your category online or through our mobile app each calendar month for future purchases, or make no change and the category stays the same
Introductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account.
After the intro APR offer ends, a Variable APR that's currently 16.24% to 26.24% will apply. A 3% fee (min $10) applies to all balance transfers.
Preferred Rewards members earn 25%-75% more cash back on every purchase.
That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%,
for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. Not enrolled? Learn more about Preferred Rewards .
